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  7. Vanquis Banking
Company logo

Vanquis Banking | Sustainability Performance

https://www.vanquisbankinggroup.com
Linkedin

Provides consumer banking services, focusing on credit products aimed at individuals with varying credit histories. The bank aims to create tailored financial solutions to meet customer needs while managing risk.

1880

United Kingdom

1,001 - 5,000 employees

Banking

$500M - 1B in revenue

$1M - 10M in profitability

Submit or report inaccurate dataDownload Company Insights

Sustainability Ranking & Industry Benchmark

#471
Overall
#56
in United Kingdom
#17
in Banking

Sustainability Maturity

​​0123456789​​%

Sustainability Intent

Available in
Scale package

Access
​​0123456789​​%

Industry Rank

46 out of 498

Overview
Environmental
Carbon emissionsDigital emissionsEnergy consumptionWaste ManagementNature and biodiversityClimate risk
Social
Diversity and InclusionPay GapsHealth and SafetyExternalities
Governance
TargetsSDG ImpactESG scores and Exclusions
Financial Data
Business performanceCapital & innovationAnalyst projections

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Schroder AsiaPacific

United Kingdom, Finance, Investment Management

CO2 scope 1 + 2

469.0 CO2e tonnes, 2025
Leading

Waste generated

148.0 tonnes, 2025
Laggard

Female employees

54% 2024
Aligned

Externalities

70.6K $, 2025
Critical

Market cap

16.1B $, 2026▼42.1% YoY

Revenue

791.8M $, 2024▲1% YoY

Carbon emissions

Reveal data for 1 credit

Industry rank: 18 out of 498


Total CO2 emissions
(CO2e tonnes)

Industry rank: 18 out of 498

Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
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Renewable energy

Reveal data for 1 credit
0%2025

Industry rank: Beyond Top 100


Total energy consumption
and % renewables
(MWh, % of consumption)

Industry rank: Beyond Top 100

Total energy

Share of renewable energy

Industry benchmark

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Intensity


Energy consumption (direct) intensity (MWh /$M)
Industry Benchmark

2.6

B/M 10.2


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Female employees

Reveal data for 1 credit

Share of female employees (%)

25
50
75
100
Company
Benchmark
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Digital Emissions


CO2e per visit (g)

Industry benchmark

B/M 0.4 g
1.38 g

D
Environmental ScoreScore D
Green HostingYes
Download Digital Emissions AnalysisPowered by illuminem and Dedalo AI

Waste

Reveal data for 1 credit
148.02025

Total waste generated (tonnes)

Total waste
Recovered & recycled
Not-recovered & not-recycled
Industry Benchmark

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Controversy level


Very Low
Low
Noticeable
High
Severe
Download Controversy Analysis
  • Vanquis Bank (formerly Provident Financial) faced FCA fines for irresponsible lending and inadequate affordability assessments.
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Carbon emissions breakdown

Reveal data for 2 credits

KPIMetricYear
20212022202320242025Benchmark
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Climate risk

OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic
31 assets assessed
ScenarioComing soon
39Low
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impact

Biodiversity loss in km²

Reveal data for 2 credits

Biodiversity loss in terms of the equivalent land affected (km²e)

Total biodiversity loss (km²e)
Industry benchmark
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Biodiversity loss in CO2e

Reveal data for 2 credits

Total biodiversity loss as CO2e tonnes

Total biodiversity loss (CO2e tonnes)
Industry benchmark

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Potential species loss

Reveal data for 2 credits

Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)

One row per year, with the latest at the top. Each driver uses its own scale.

Low ImpactHigh Impact
Industry benchmark
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Biodiversity impact

Reveal data for 2 credits

KPIMetricYear
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities

Waste management

Reveal data for 2 credits

KPIMetricYear
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Land use

Reveal data for 2 credits

KPIMetricYear
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Diversity & inclusion

Reveal data for 3 credits

KPIMetricYear
20202021202220232024Benchmark
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Pay gap breakdown

Reveal data for 1 credit

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Health & safety

Reveal data for 2 credits

KPIMetricYear
20212022202320242025Benchmark
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Externalities

Reveal data for 1 credit

KPIMetricYear
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Market cap

16.1B $, 2026▼42.1% YoY

Revenue

791.8M $, FY2024▲1% YoY

EBITDA

-143.6M $, FY2024▼9.1% YoY

Operating margin

-22% Industry: 25▲89.8% YoY

Revenue & EBITDA

$791.8MFY2024 revenue

Total Annual
Revenue & EBITDA
($ B)

Annual revenue
EBITDA
3 year change
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Margin trends


Margin as % of revenue

Gross margin
Operating margin
Net margin

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Free cashflow

577.1M 2024▼28.4% YoY

Capex

2.6M 2024▼1000% YoY

Debt/equity ratio

6.4 Industry: 2▼NaN% YoY

Return on invested capital

-4.0%FY2026

Return on invested capital (ROIC)
Industry benchmark

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Analyst revenue estimates & actuals


Analyst consensus vs actuals
($ B)

Actual revenue
Consensus estimates
Estimate only

0.6

▼ 13.1%

2022

0.8

▲ 12.3%

2023

0.8

▲ 30.9%

2024

0.7

2030

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Sustainability targets and commitments

TargetYearValueScopeBaseline

Environmental policy coverage

Carbon reduction policy

Available

Human rights policy

Available

Recycling policy

Available

Workplace health & safety policy

Available

50%
Independent Directors

5 out of 10 incl. management

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Overall score

62

Environment

36

Social

74

Governance

75

Exclusion screening

Adult content

Not available

Alcoholic

Not available

Animal testing

Not available

Firearms

Not available

Tobacco

Not available

Gambling

Not available

Nuclear

Not available

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SDG impact

Reveal data for 5 credits
2025

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SDG impact (historical)

Reveal data for 5 credits

KPIMetricYear
20202021202220232024Benchmark
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Reporting

sustainability report symbol

Sustainability Report

Available

image report
Available
image report
Available

Sustainability employees


Total sustainability employees

7-10



    Available in
    Scale package

    Access
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