Wustenrot & Wurttembergische (W&W) | Sustainability Performance
Wüstenrot & Württembergische AG provides financial services, including insurance and asset management. The company focuses on offering solutions for both personal and commercial financial needs, aiming for adaptability in service delivery.
1999
Germany
5,001 - 10,000 employees
Insurance
$1B - 10B in revenue
$100M - 500M in profitability
Sustainability Ranking & Industry Benchmark
#12010
Overall#530
in Germany#207
in InsuranceSustainability Maturity
Sustainability Intent
Overview
Environmental
Carbon emissionsEnergy consumptionWaste ManagementGovernance
TargetsESG scores and ExclusionsFinancial Data
Business performanceCapital & innovationAnalyst projections
CO2 scope 1 + 2
Critical
Renewable energy
Aligned
Waste generated
Laggard
Market cap
Revenue
Carbon emissions
Reveal data for 1 credit
Industry rank: 99 out of 233
Total CO2 emissions
(CO2e tonnes)
Industry rank: 99 out of 233
Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
(adj. for revenues)
Renewable energy
Reveal data for 1 credit
42%2024
Industry rank: 24 out of 233
Total energy consumption
and % renewables
(MWh, % of consumption)
Industry rank: 24 out of 233
Total energy
Share of renewable energy
Industry benchmark
Renewable electricity
Reveal data for 1 credit
Industry rank: Beyond Top 100
Total electricity consumption
and % renewables
(MWh, % of consumption)
Industry rank: Beyond Top 100
Total electricity
Share of renewable electricity
Industry benchmark
Waste
Reveal data for 1 credit
643.02024
Total waste generated (tonnes)
Total waste
Recovered & recycled
Not-recovered & not-recycled
Industry Benchmark
Powered by illuminem and GIST Impact
Controversy level
- Wüstenrot & Württembergische AG (W&W) has faced sustained German BaFin regulatory enforcement scrutiny over Solvency II compliance and unit-linked insurance product disclosure practices, plus periodic class actions over alleged inadequate housing financing product transparency affecting German retail customers.
Carbon emissions breakdown
Reveal data for 2 credits
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Waste management
Reveal data for 2 credits
| KPI | Metric | Year | |||||
|---|---|---|---|---|---|---|---|
| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
| ******* | ******* | - | - | - | - | ******* | ******* |
| ******* | ******* | - | - | - | - | ******* | ******* |
| ******* | ******* | - | - | - | - | ******* | ******* |
Market cap
Revenue
EBITDA
Operating margin
Revenue & EBITDA
$7.8BFY2025 revenue
Total Annual
Revenue & EBITDA
($ B)
Annual revenue
EBITDA
3 year change
Margin trends
Margin as % of revenue
Gross margin
Operating margin
Net margin
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Free cashflow
Capex
Debt/equity ratio
Return on invested capital
1.0%FY2026
Return on invested capital (ROIC)
Industry benchmark
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Analyst revenue estimates & actuals
Analyst consensus vs actuals
($ B)
Actual revenue
Consensus estimates
Estimate only
6.8
▲ 23.2%
6.9
20247.8
20254.9
2028Powered by illuminem
Environmental policy coverage
Carbon reduction policy
Not available
Human rights policy
Available
Recycling policy
Available
Workplace health & safety policy
Available
32%
Independent Directors
6 out of 19 incl. management
Overall score
70
Environment
99
Social
72
Governance
39
Exclusion screening
Adult content
Not available
Alcoholic
Not available
Animal testing
Not available
Firearms
Not available
Tobacco
Not available
Gambling
Not available
Nuclear
Not available
