Synchrony | Sustainability Performance
A consumer financial services company specializing in credit cards and financing solutions.
1932
United States
10,001+ employees
Financial Services
$10B+ in revenue
$1B - 10B in profitability
Sustainability Ranking & Industry Benchmark
#128
Overall#23
in United States#4
in Financial ServicesSustainability Maturity
Sustainability Intent
Overview
Environmental
Carbon emissionsEnergy consumptionWater ManagementNature and biodiversityClimate riskSocial
Diversity and InclusionPay GapsExternalitiesGovernance
TargetsSDG ImpactESG scores and ExclusionsFinancial Data
Business performanceCapital & innovationAnalyst projections
Female employees
Leading
Externalities
Critical
Market cap
Revenue
Carbon emissions
Reveal data for 1 credit
Industry rank: 1 out of 610
Total CO2 emissions
(CO2e tonnes)
Industry rank: 1 out of 610
Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
(adj. for revenues)
Renewable energy
Reveal data for 1 credit
Industry rank: Beyond Top 100
Total energy consumption
and % renewables
(MWh, % of consumption)
Industry rank: Beyond Top 100
Total energy
Share of renewable energy
Industry benchmark
Intensity
Energy consumption (direct) intensity (MWh /$M)
Industry Benchmark
1.4
B/M 2.6
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Female employees
Reveal data for 1 credit
Share of female employees (%)
Share of female board members
25
50
75
100
Company
Benchmark
Controversy level
- Synchrony Financial, major US private label credit card issuer, has faced sustained US CFPB and OCC enforcement actions including the historic 2021 USD 2.6 billion JCPenney-related credit card portfolio class action affecting US consumers, plus the contested 2024 sustained Walmart/PayPal-related private label market normalization affecting institutional shareholder confidence.
Carbon emissions breakdown
Reveal data for 2 credits
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Climate risk
OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic49Moderate
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impactBiodiversity loss in km²
Reveal data for 2 credits
Biodiversity loss in terms of the equivalent land affected (km²e)
Total biodiversity loss (km²e)
Industry benchmark
Biodiversity loss in CO2e
Reveal data for 2 credits
Total biodiversity loss as CO2e tonnes
Total biodiversity loss (CO2e tonnes)
Industry benchmark
Powered by GIST and illuminem
Potential species loss
Reveal data for 2 credits
Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)
One row per year, with the latest at the top. Each driver uses its own scale.
Low ImpactHigh Impact
Industry benchmark
Biodiversity impact
Reveal data for 2 credits
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities
Water management
Reveal data for 2 credits
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Land use
Reveal data for 2 credits
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Diversity & inclusion
Reveal data for 3 credits
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Pay gap breakdown
Reveal data for 1 credit
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Externalities
Reveal data for 1 credit
| KPI | Metric | Year | |||||
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Market cap
Revenue
EBITDA
Operating margin
Revenue & EBITDA
$23.1BFY2025 revenue
Total Annual
Revenue & EBITDA
($ B)
Annual revenue
EBITDA
3 year change
Margin trends
Margin as % of revenue
Gross margin
Operating margin
Net margin
Powered by illuminem
Free cashflow
Capex
Debt/equity ratio
Return on invested capital
11.0%FY2026
Return on invested capital (ROIC)
Industry benchmark
Powered by illuminem
Analyst revenue estimates & actuals
Analyst consensus vs actuals
($ B)
Actual revenue
Consensus estimates
Estimate only
21.0
▲ 24.0%
24.2
▲ 34.3%
23.1
▲ 53.8%
16.4
2030Powered by illuminem
Environmental policy coverage
Carbon reduction policy
Not available
Human rights policy
Available
Recycling policy
Not available
Workplace health & safety policy
Available
45%
Independent Directors
10 out of 22 incl. management
Overall score
60
Environment
39
Social
99
Governance
41
Exclusion screening
Adult content
Not available
Alcoholic
Not available
Animal testing
Not available
Firearms
Not available
Tobacco
Not available
Gambling
Not available
Nuclear
Not available
SDG impact
Reveal data for 5 credits
Powered by illuminem and GIST Impact
SDG impact (historical)
Reveal data for 5 credits
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