L&T Finance | Sustainability Performance
Provides retail and commercial lending, investment, and financial services.
2008
India
10,001+ employees
Financial Services
$1B - 10B in revenue
$100M - 500M in profitability
Sustainability Ranking & Industry Benchmark
#10051
Overall#258
in India#475
in Financial ServicesSustainability Maturity
Sustainability Intent
Overview
Environmental
Carbon emissionsEnergy consumptionWaste managementWater managementNature and biodiversityNature riskClimate riskSocial
Diversity and inclusionPay gapsExternalitiesGovernance
TargetsSDG ImpactESG scores and exclusionsB-corp & CDPFinancial Data
Business performanceCapital & innovationAsset manager exclusion
CO2 scope 1 + 2
Laggard
Renewable energy
Aligned
Waste generated
Laggard
Female engagement
Critical
Externalities
Leading
Market cap
Revenue
Carbon emissions
Reveal data for 1 credit
Industry rank: 123 out of 610
Total CO2 emissions
(CO2e tonnes)
Industry rank: 123 out of 610
Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
(adj. for revenues)
Renewable energy
Reveal data for 1 credit
63%2025
Industry rank: 35 out of 610
Total energy consumption
and % renewables
(MWh, % of consumption)
Industry rank: 35 out of 610
Total energy
Share of renewable energy
Industry benchmark
Renewable electricity
Reveal data for 1 credit
Industry rank: Beyond Top 100
Total electricity consumption
and % renewables
(MWh, % of consumption)
Industry rank: Beyond Top 100
Total electricity
Share of renewable electricity
Industry benchmark
Intensity
Greenhouse gas intensity Scope 1, 2 (tCO₂e /$M)
Greenhouse gas intensity (Scope 1, 2, 3)(tCO₂e /$M)
Energy consumption (direct) intensity (MWh /$M)
Industry Benchmark
4.9
B/M 3.0
45.1
B/M 24.6
6.5
B/M 2.6
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Female engagement
Reveal data for 1 credit
Share of female employees (%)
25
50
75
100
Company
Benchmark
Waste
Reveal data for 1 credit
266.12025
Total waste generated (tonnes)
Total waste
Recovered & recycled
Not-recovered & not-recycled
Industry Benchmark
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Controversy level
- L&T Finance Holdings Limited (now L&T Finance Limited post2024 merger), Indian Larsen & Toubro Group NBFC, has faced sustained Indian RBI enforcement scrutiny including the contested historic 2024 RBI ban on infrastructure NBFC lending growth pace pressure, plus the contested 2024 USD 3+ billion L&T Finance/L&T Infrastructure Finance merger creating Indian institutional shareholder governance complexity.
Carbon emissions breakdown
Reveal data for 2 credits
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Climate risk
OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic58Moderate
$31.7Mestimated revenue at risk
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impactNature risk
Reveal data for 10 credits
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Production loss
Reveal data for 5 credits
Share of company output at risk (%)
Direct operations
Upstream supply chain
Revenue at risk
Reveal data for 5 credits
Production-loss NVaR expressed in monetary terms ($)
Direct revenue at risk
Upstream revenue at risk
Assets exposed to sensitive locations
Reveal data for 5 credits
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Biodiversity loss in km²
Reveal data for 2 credits
Biodiversity loss in terms of the equivalent land affected (km²e)
Total biodiversity loss (km²e)
Industry benchmark
Biodiversity loss in CO2e
Reveal data for 2 credits
Total biodiversity loss as CO2e tonnes
Total biodiversity loss (CO2e tonnes)
Industry benchmark
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Potential species loss
Reveal data for 2 credits
Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)
One row per year, with the latest at the top. Each driver uses its own scale.
Low ImpactHigh Impact
Industry benchmark
Biodiversity impact
Reveal data for 2 credits
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities
Waste management
Reveal data for 2 credits
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Water management
Reveal data for 2 credits
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Land use
Reveal data for 2 credits
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Diversity & inclusion
Reveal data for 3 credits
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Pay gap breakdown
Reveal data for 1 credit
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Externalities
Reveal data for 1 credit
| KPI | Metric | Year | |||||
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Market cap
Revenue
EBITDA
Operating margin
Margin trends
Margin as % of revenue
Gross margin
Operating margin
Net margin
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Free cashflow
Capex
Return on invested capital
11.0%FY2026
Return on invested capital (ROIC)
Industry benchmark
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Exclusions by region
Reveal data for 2 credits
Institutions excluding by region out of total tracked institutions
Excluding institutions
Reveal data for 2 credits
Institution name, type, screener label
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Carbon reduction policy
Available
Human rights policy
Available
Recycling policy
Available
Workplace health & safety policy
Available
21%
Independent Directors
4 out of 19 incl. management
Overall score
85
Environment
89
Social
84
Governance
83
Exclusion screening
Adult content
Not available
Alcoholic
Not available
Animal testing
Not available
Firearms
Not available
Tobacco
Not available
Gambling
Not available
Nuclear
Not available
CDP Scores
Climate Score
B
A
A-
B
B-
C
C-
D
D-
SDG impact
Reveal data for 5 credits
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SDG impact (historical)
Reveal data for 5 credits
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