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  5. Aflac
Company logo

Aflac | Sustainability Performance

https://www.aflac.com
Linkedin

Aflac Global Investments manages investment portfolios and assets for insurance companies and institutional clients.

1955

United States

10,001+ employees

Insurance

$10B+ in revenue

$1B - 10B in profitability

Submit or report inaccurate dataDownload Company Insights

Sustainability Ranking & Industry Benchmark

#867
Overall
#204
in United States
#27
in Insurance

Sustainability Maturity

​​0123456789​​%

Sustainability Intent

Available in
Scale package

Access
​​0123456789​​%

Industry Rank

17 out of 233

Overview
Environmental
Carbon emissionsCarbon certificatesEnergy consumptionNature and biodiversityClimate risk
Social
Diversity and InclusionPay GapsExternalities
Governance
TargetsSDG ImpactESG scores and Exclusions
Financial Data
Business performanceCapital & innovationAnalyst projections

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Markel Group

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CO2 scope 1 + 2

10.2K CO2e tonnes, 2024
Aligned

Renewable energy

68% 2024

Female employees

54% 2025
Aligned

Externalities

896.8K $, 2025
Aligned

Market cap

61.8B $, 2026▲5.4% YoY

Revenue

17.4B $, 2025▼9.7% YoY

Carbon emissions

Reveal data for 1 credit

Industry rank: 27 out of 233


Total CO2 emissions
(CO2e tonnes)

Industry rank: 27 out of 233

Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
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Renewable energy

Reveal data for 1 credit
68%2024

Industry rank: 9 out of 233


Total energy consumption
and % renewables
(MWh, % of consumption)

Industry rank: 9 out of 233

Total energy

Share of renewable energy

Industry benchmark

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Renewable electricity

Reveal data for 1 credit
%2024

Industry rank: Beyond Top 100


Total electricity consumption
and % renewables
(MWh, % of consumption)

Industry rank: Beyond Top 100

Total electricity

Share of renewable electricity

Industry benchmark

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Intensity


Greenhouse gas intensity Scope 1, 2 (tCO₂e /$M)
Greenhouse gas intensity (Scope 1, 2, 3)(tCO₂e /$M)
Energy consumption (direct) intensity (MWh /$M)
Industry Benchmark

0.6

B/M 1.2

13.3

B/M 36.2

1.9

B/M 1.9


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Female employees

Reveal data for 1 credit

Share of female employees (%)

Share of female board members

25
50
75
100
Company
Benchmark
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Controversy level


Very Low
Low
Noticeable
High
Severe
Download Controversy Analysis
  • Aflac Incorporated, US supplemental insurance major (Japan operations dominant), has faced multiple US class actions over the historic 20172018 sustained class actions over alleged misleading marketing of Aflac independent contractor sales practices, plus periodic Japanese FSA enforcement scrutiny on inadequate disclosure of Japanese supplemental insurance customer demand affecting Aflac's Japan operations institutional shareholders.
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Carbon emissions breakdown

Reveal data for 2 credits

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20202021202220232024Benchmark
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Carbon certificate projects

Reveal data for 3 credits

Sector:
SubsectorCountryTransaction date
ⓘ
20222023202420252026Total
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Climate risk

OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic
175 assets assessed
ScenarioComing soon
59Moderate
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impact

Biodiversity loss in km²

Reveal data for 2 credits

Biodiversity loss in terms of the equivalent land affected (km²e)

Total biodiversity loss (km²e)
Industry benchmark
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Biodiversity loss in CO2e

Reveal data for 2 credits

Total biodiversity loss as CO2e tonnes

Total biodiversity loss (CO2e tonnes)
Industry benchmark

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Potential species loss

Reveal data for 2 credits

Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)

One row per year, with the latest at the top. Each driver uses its own scale.

Low ImpactHigh Impact
Industry benchmark
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Biodiversity impact

Reveal data for 2 credits

KPIMetricYear
20212022202320242025Benchmark
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities

Waste management

Reveal data for 2 credits

KPIMetricYear
20172018201920202021Benchmark
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Land use

Reveal data for 2 credits

KPIMetricYear
InfinityInfinityInfinityInfinityInfinityBenchmark
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Diversity & inclusion

Reveal data for 3 credits

KPIMetricYear
20202021202220232024Benchmark
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Pay gap breakdown

Reveal data for 1 credit

KPIMetricYear
20202021202220232024Benchmark
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Externalities

Reveal data for 1 credit

KPIMetricYear
20212022202320242025Benchmark
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Market cap

61.8B $, 2026▲5.4% YoY

Revenue

17.4B $, FY2025▼9.7% YoY

EBITDA

4.7B $, FY2025▼9.1% YoY

Operating margin

27% Industry: 18▼26.1% YoY

Revenue & EBITDA

$17.4BFY2025 revenue

Total Annual
Revenue & EBITDA
($ B)

Annual revenue
EBITDA
3 year change
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Margin trends


Margin as % of revenue

Gross margin
Operating margin
Net margin

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Free cashflow

2.6B 2025▼6% YoY

Capex

0.0 2025▼NaN% YoY

Debt/equity ratio

0.3 Industry: 1▼NaN% YoY

Return on invested capital

10.0%FY2026

Return on invested capital (ROIC)
Industry benchmark

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Analyst revenue estimates & actuals


Analyst consensus vs actuals
($ B)

Actual revenue
Consensus estimates
Estimate only

18.8

▲ 2.5%

2023

19.1

▲ 10.4%

2024

17.4

▼ 1.3%

2025

17.4

2029

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Sustainability targets and commitments

Reveal data for 1 credit
TargetYearValueScopeBaseline

Progress against targets

Environmental policy coverage

Carbon reduction policy

Not available

Human rights policy

Available

Recycling policy

Available

Workplace health & safety policy

Available

47%
Independent Directors

9 out of 19 incl. management

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Overall score

40

Environment

32

Social

44

Governance

43

Exclusion screening

Adult content

Not available

Alcoholic

Not available

Animal testing

Not available

Firearms

Not available

Tobacco

Not available

Gambling

Not available

Nuclear

Not available

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SDG impact

Reveal data for 5 credits
2025

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SDG impact (historical)

Reveal data for 5 credits

KPIMetricYear
20202021202220232024Benchmark
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Reporting

sustainability report symbol

Sustainability Report

Available

Sustainability employees


Total sustainability employees

11+



    Available in
    Scale package

    Access
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