Yapi Kredi | Sustainability Performance
Provides financial services such as retail banking, corporate solutions, lending, and digital payments, serving individuals and businesses through an integrated financial platform.
1944
Turkey
10,001+ employees
Banking
$1B - 10B in revenue
$1B - 10B in profitability
Sustainability Ranking & Industry Benchmark
#1916
Overall#7
in Turkey#88
in BankingSustainability Maturity
Sustainability Intent
Overview
Environmental
Carbon emissionsEnergy consumptionWaste managementWater managementNature and biodiversityNature riskClimate riskSocial
Diversity and inclusionPay gapsHealth and safetyExternalitiesGovernance
TargetsSDG ImpactESG scores and exclusionsFinancial Data
Business performanceCapital & innovation
CO2 scope 1 + 2
Critical
Renewable energy
Aligned
Waste generated
Laggard
Female engagement
Leading
Externalities
Aligned
Market cap
Revenue
Carbon emissions
Reveal data for 1 credit
Industry rank: 158 out of 498
Total CO2 emissions
(CO2e tonnes)
Industry rank: 158 out of 498
Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
(adj. for revenues)
Renewable energy
Reveal data for 1 credit
63%2025
Industry rank: 37 out of 498
Total energy consumption
and % renewables
(MWh, % of consumption)
Industry rank: 37 out of 498
Total energy
Share of renewable energy
Industry benchmark
Renewable electricity
Reveal data for 1 credit
Industry rank: Beyond Top 100
Total electricity consumption
and % renewables
(MWh, % of consumption)
Industry rank: Beyond Top 100
Total electricity
Share of renewable electricity
Industry benchmark
Intensity
Greenhouse gas intensity Scope 1, 2 (tCO₂e /$M)
Greenhouse gas intensity (Scope 1, 2, 3)(tCO₂e /$M)
Energy consumption (direct) intensity (MWh /$M)
Water consumption intensity (m³ /$M)
Industry Benchmark
10.2
B/M 4.6
12.1
B/M 40.5
27.2
B/M 10.2
42.4
B/M 31.0
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Female engagement
Reveal data for 1 credit
Share of female employees (%)
Share of female board members
25
50
75
100
Company
Benchmark
Waste
Reveal data for 1 credit
1.4K2024
Total waste generated (tonnes)
Total waste
Recovered & recycled
Not-recovered & not-recycled
Industry Benchmark
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Controversy level
- Yapı Kredi Bankası AŞ, Turkish major bank (Koç Holding 81%+ controlled, UniCredit divestiture 2022), has faced sustained Turkish BDDK (Banking Regulation and Supervision Agency) enforcement scrutiny over the contested 2022 USD 1.5+ billion UniCredit divestiture of Yapı Kredi stake to Koç Holding, plus periodic class actions over alleged inadequate disclosure of Turkish lira devaluation impact affecting Turkish institutional shareholders.
Carbon emissions breakdown
Reveal data for 2 credits
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Energy consumption breakdown
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Climate risk
OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic68High
$133.4Mestimated revenue at risk
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impactNature risk
Reveal data for 10 credits
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Production loss
Reveal data for 5 credits
Share of company output at risk (%)
Direct operations
Upstream supply chain
Revenue at risk
Reveal data for 5 credits
Production-loss NVaR expressed in monetary terms ($)
Direct revenue at risk
Upstream revenue at risk
Assets exposed to sensitive locations
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Biodiversity loss in km²
Reveal data for 2 credits
Biodiversity loss in terms of the equivalent land affected (km²e)
Total biodiversity loss (km²e)
Industry benchmark
Biodiversity loss in CO2e
Reveal data for 2 credits
Total biodiversity loss as CO2e tonnes
Total biodiversity loss (CO2e tonnes)
Industry benchmark
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Potential species loss
Reveal data for 2 credits
Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)
One row per year, with the latest at the top. Each driver uses its own scale.
Low ImpactHigh Impact
Industry benchmark
Biodiversity impact
Reveal data for 2 credits
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities
Waste management
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Water management
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Land use
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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Diversity & inclusion
Reveal data for 3 credits
| KPI | Metric | Year | |||||
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Pay gap breakdown
Reveal data for 1 credit
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Health & safety
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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| 2019 | 2020 | 2021 | 2022 | 2023 | Benchmark | ||
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Externalities
Reveal data for 1 credit
| KPI | Metric | Year | |||||
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Market cap
Revenue
EBITDA
Operating margin
Margin trends
Margin as % of revenue
Gross margin
Operating margin
Net margin
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Free cashflow
Capex
Debt/equity ratio
Return on invested capital
4.0%FY2026
Return on invested capital (ROIC)
Industry benchmark
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Environmental policy coverage
Carbon reduction policy
Available
Human rights policy
Available
Recycling policy
Available
Workplace health & safety policy
Available
13%
Independent Directors
3 out of 24 incl. management
SBTi targets and commitments
| Target | Status | Temperature alignment | Year |
|---|---|---|---|
| Near-term target | Targets set | 1.5°C | 2022 |
| Long-term target | Not disclosed | - | - |
| Net-zero | Not disclosed | - | - |
| Business Ambition 1.5°C | Member | - | 2021 |
Target details
Headline target: Yapı ve Kredi Bankası A.Ş.' portfolio targets cover 29% of its total investment and lending by total assets as of 2021(1). As of that year, required activities made up 29% of Yapı ve Kredi Bankası A.Ş.' total investment and lending by total assets while optional activities made up 13% and out of scope activities made up 58%. (1) These targets and coverage % do not include third-party asset management activities. Third-party asset management activities made up 12% of total investment, lending and asset management activities by total assets and assets under management. https://sciencebasedtargets.org/resources/files/Target-language-and-summary_Yap%C4%B1-ve-Kredi-Bankas%C4%B1-A.S%CC%A7.pdf
Powered by illuminem and Science Based Targets initiative. Last updated: 08 Aug 2024Overall score
83
Environment
99
Social
99
Governance
52
Exclusion screening
Adult content
Not available
Alcoholic
Not available
Animal testing
Not available
Firearms
Not available
Tobacco
Not available
Gambling
Not available
Nuclear
Not available
SDG impact
Reveal data for 5 credits
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SDG impact (historical)
Reveal data for 5 credits
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