Nu | Sustainability Performance
Offers digital banking solutions, including personal accounts and credit services, leveraging technology to enhance user experience.
2013
Brazil
5,001 - 10,000 employees
Financial Services
$10B+ in revenue
$1B - 10B in profitability
Sustainability Ranking & Industry Benchmark
#160
Overall#12
in Brazil#8
in Financial ServicesSustainability Maturity
Sustainability Intent
Overview
Environmental
Carbon emissionsNature and biodiversityClimate riskSocial
ExternalitiesGovernance
TargetsSDG ImpactESG scores and ExclusionsFinancial Data
Business performanceCapital & innovationAnalyst projections
CO2 scope 1 + 2
Leading
Externalities
Aligned
Market cap
Revenue
Carbon emissions
Reveal data for 1 credit
Industry rank: 2 out of 610
Total CO2 emissions
(CO2e tonnes)
Industry rank: 2 out of 610
Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
(adj. for revenues)
Controversy level
- Nu Holdings Ltd (Nubank), Brazilian fintech, has faced sustained Brazilian CVM enforcement scrutiny over inadequate disclosure of credit underwriting quality during 2023-2024 Brazilian household debt crisis, plus periodic US SEC enforcement on NYSE-listed BDR disclosure compliance affecting US institutional shareholders.
Carbon emissions breakdown
Reveal data for 2 credits
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Climate risk
OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic56Moderate
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impactBiodiversity loss in km²
Reveal data for 2 credits
Biodiversity loss in terms of the equivalent land affected (km²e)
Total biodiversity loss (km²e)
Industry benchmark
Biodiversity loss in CO2e
Reveal data for 2 credits
Total biodiversity loss as CO2e tonnes
Total biodiversity loss (CO2e tonnes)
Industry benchmark
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Potential species loss
Reveal data for 2 credits
Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)
One row per year, with the latest at the top. Each driver uses its own scale.
Low ImpactHigh Impact
Industry benchmark
Biodiversity impact
Reveal data for 2 credits
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities
Land use
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Externalities
Reveal data for 1 credit
| KPI | Metric | Year | |||||
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Market cap
Revenue
EBITDA
Operating margin
Revenue & EBITDA
$15.9BFY2025 revenue
Total Annual
Revenue & EBITDA
($ B)
Annual revenue
EBITDA
3 year change
Revenue by region
Revenue by region %
Country Of Brazil [Member]
Country Of Cayman Islands [Member]
Country Of Colombia [Member]
Country Of Mexico [Member]
Country Of United States [Member]
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Margin trends
Margin as % of revenue
Gross margin
Operating margin
Net margin
Powered by illuminem
Free cashflow
Capex
Debt/equity ratio
Return on invested capital
18.0%FY2026
Return on invested capital (ROIC)
Industry benchmark
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Analyst revenue estimates & actuals
Analyst consensus vs actuals
($ B)
Actual revenue
Consensus estimates
Estimate only
7.7
▼ 4.5%
11.1
▼ 5.7%
15.9
▲ 13.4%
30.9
2029Powered by illuminem
Environmental policy coverage
Carbon reduction policy
Available
Human rights policy
Available
Recycling policy
Not available
Workplace health & safety policy
Available
50%
Independent Directors
7 out of 14 incl. management
Overall score
55
Environment
21
Social
99
Governance
47
Exclusion screening
Adult content
Not available
Alcoholic
Not available
Animal testing
Not available
Firearms
Not available
Tobacco
Not available
Gambling
Not available
Nuclear
Not available
SDG impact
Reveal data for 5 credits
Powered by illuminem and GIST Impact
SDG impact (historical)
Reveal data for 5 credits
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