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  1. Home
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  7. Masraf Al Rayan
Company logo

Masraf Al Rayan | Sustainability Performance

https://www.alrayan.com/en

A financial institution providing Islamic banking services including retail, corporate, and investment offerings.

2006

Qatar

1,001 - 5,000 employees

Banking

$500M - 1B in revenue

$100M - 500M in profitability

Submit or report inaccurate dataDownload Company Insights

Sustainability Ranking & Industry Benchmark

#7844
Overall
#6
in Qatar
#322
in Banking

Sustainability Maturity

​​0123456789​​%

Sustainability Intent

Available in
Scale package

Access
​​0123456789​​%

Beyond Top 100

Overview
Environmental
Water ManagementNature and biodiversityClimate risk
Social
Diversity and InclusionPay GapsExternalities
Governance
TargetsSDG ImpactESG scores and Exclusions
Financial Data
Business performanceCapital & innovationAnalyst projections

View similiar companies


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Qatar National Bank (QNB)

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Aamal

Qatar, Finance, Investment Management

Female employees

32% 2024
Critical

Externalities

979.6K $, 2025
Leading

Market cap

66.4B $, 2026▼24.3% YoY

Revenue

2.6B $, 2025▼6% YoY

Intensity


Water consumption intensity (m³ /$M)
Industry Benchmark

27.1

B/M 31.1


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Female employees

Reveal data for 1 credit

Share of female employees (%)

25
50
75
100
Company
Benchmark
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Controversy level


Very Low
Low
Noticeable
High
Severe
Download Controversy Analysis
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Climate risk

OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic
5 assets assessed
ScenarioComing soon
52Moderate
$3.9Mestimated revenue at risk
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impact

Biodiversity loss in km²

Reveal data for 2 credits

Biodiversity loss in terms of the equivalent land affected (km²e)

Total biodiversity loss (km²e)
Industry benchmark
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Biodiversity loss in CO2e

Reveal data for 2 credits

Total biodiversity loss as CO2e tonnes

Total biodiversity loss (CO2e tonnes)
Industry benchmark

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Potential species loss

Reveal data for 2 credits

Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)

One row per year, with the latest at the top. Each driver uses its own scale.

Low ImpactHigh Impact
Industry benchmark
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Biodiversity impact

Reveal data for 2 credits

KPIMetricYear
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities

Water management

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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Land use

Reveal data for 2 credits

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Diversity & inclusion

Reveal data for 3 credits

KPIMetricYear
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Pay gap breakdown

Reveal data for 1 credit

KPIMetricYear
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Externalities

Reveal data for 1 credit

KPIMetricYear
20212022202320242025Benchmark
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Market cap

66.4B $, 2026▼24.3% YoY

Revenue

2.6B $, FY2025▼6% YoY

EBITDA

0.0 $, FY2025▼9.1% YoY

Operating margin

NaN% Industry: 25▼NaN% YoY

Revenue & EBITDA

$2.6BFY2025 revenue

Total Annual
Revenue & EBITDA
($ B)

Annual revenue
EBITDA
3 year change
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Margin trends


Margin as % of revenue

Gross margin
Operating margin
Net margin

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Free cashflow

-412.7M 2025▼616.6% YoY

Capex

26.1M 2025▼31.6% YoY

Debt/equity ratio

1.5 Industry: 2▼NaN% YoY

Return on invested capital

5.0%FY2026

Return on invested capital (ROIC)
Industry benchmark

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Analyst revenue estimates & actuals


Analyst consensus vs actuals
($ B)

Actual revenue
Consensus estimates
Estimate only

2.7

▲ 153.2%

2023

2.8

▲ 170.3%

2024

2.6

▲ 175.4%

2025

4.4

2030

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Environmental policy coverage

Carbon reduction policy

Not available

Human rights policy

Not available

Recycling policy

Not available

Workplace health & safety policy

Not available

26%
Independent Directors

7 out of 27 incl. management

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Overall score

31

Environment

27

Social

22

Governance

45

Exclusion screening

Adult content

Not available

Alcoholic

Not available

Animal testing

Not available

Firearms

Not available

Tobacco

Not available

Gambling

Not available

Nuclear

Not available

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SDG impact

Reveal data for 5 credits
2025

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SDG impact (historical)

Reveal data for 5 credits

KPIMetricYear
20202021202220232024Benchmark
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Reporting

sustainability report symbol

Sustainability Report

Available

Not committed to key sustainability initiatives

Sustainability employees


Total sustainability employees

2-3



    Available in
    Scale package

    Access
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