Muthoot Finance | Sustainability Performance
Provides financial services specializing in gold loans, money transfers, insurance, and other retail lending products.
1887
India
10,001+ employees
Financial Services
$1B - 10B in revenue
$1B - 10B in profitability
Sustainability Ranking & Industry Benchmark
#9578
Overall#237
in India#452
in Financial ServicesSustainability Maturity
Sustainability Intent
Overview
Environmental
Carbon emissionsEnergy consumptionWater managementNature and biodiversityNature riskClimate riskSocial
Diversity and inclusionPay gapsExternalitiesGovernance
TargetsSDG ImpactESG scores and exclusionsB-corp & CDPFinancial Data
Business performanceCapital & innovation
Renewable energy
Laggard
Female engagement
Critical
Externalities
Aligned
Market cap
Revenue
Renewable energy
Reveal data for 1 credit
20%2024
Industry rank: 67 out of 610
Total energy consumption
and % renewables
(MWh, % of consumption)
Industry rank: 67 out of 610
Total energy
Share of renewable energy
Industry benchmark
Renewable electricity
Reveal data for 1 credit
Industry rank: Beyond Top 100
Total electricity consumption
and % renewables
(MWh, % of consumption)
Industry rank: Beyond Top 100
Total electricity
Share of renewable electricity
Industry benchmark
Female engagement
Reveal data for 1 credit
Share of female employees (%)
25
50
75
100
Company
Benchmark
Controversy level
- Muthoot Finance Limited, India's largest gold loan NBFC (Muthoot family), has faced sustained Indian RBI enforcement scrutiny over alleged inadequate gold loan disclosure practices, plus the contested 2023 USD 100+ million Indian tax authority search at multiple Muthoot Group operations and the contested 2024 sustained share price volatility amid Indian NBFC sector regulatory pressure affecting institutional shareholders.
Carbon emissions breakdown
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Climate risk
OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic57Moderate
$20.9Mestimated revenue at risk
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impactNature risk
Reveal data for 10 credits
Powered by GIST and illuminem
Production loss
Reveal data for 5 credits
Share of company output at risk (%)
Direct operations
Upstream supply chain
Revenue at risk
Reveal data for 5 credits
Production-loss NVaR expressed in monetary terms ($)
Direct revenue at risk
Upstream revenue at risk
Assets exposed to sensitive locations
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Biodiversity loss in km²
Reveal data for 2 credits
Biodiversity loss in terms of the equivalent land affected (km²e)
Total biodiversity loss (km²e)
Industry benchmark
Biodiversity loss in CO2e
Reveal data for 2 credits
Total biodiversity loss as CO2e tonnes
Total biodiversity loss (CO2e tonnes)
Industry benchmark
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Potential species loss
Reveal data for 2 credits
Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)
One row per year, with the latest at the top. Each driver uses its own scale.
Low ImpactHigh Impact
Industry benchmark
Biodiversity impact
Reveal data for 2 credits
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities
Water management
Reveal data for 2 credits
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Land use
Reveal data for 2 credits
| KPI | Metric | Year | |||||
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| Infinity | Infinity | Infinity | Infinity | Infinity | Benchmark | ||
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Diversity & inclusion
Reveal data for 3 credits
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| 2020 | 2021 | 2022 | 2023 | 2024 | Benchmark | ||
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Pay gap breakdown
Reveal data for 1 credit
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Externalities
Reveal data for 1 credit
| KPI | Metric | Year | |||||
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| 2021 | 2022 | 2023 | 2024 | 2025 | Benchmark | ||
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Market cap
Revenue
EBITDA
Operating margin
Margin trends
Margin as % of revenue
Gross margin
Operating margin
Net margin
Powered by illuminem
Free cashflow
Capex
Return on invested capital
27.0%FY2026
Return on invested capital (ROIC)
Industry benchmark
Powered by illuminem
Environmental policy coverage
Carbon reduction policy
Not available
Human rights policy
Available
Recycling policy
Not available
Workplace health & safety policy
Available
40%
Independent Directors
8 out of 20 incl. management
Overall score
46
Environment
35
Social
74
Governance
30
Exclusion screening
Adult content
Not available
Alcoholic
Not available
Animal testing
Not available
Firearms
Not available
Tobacco
Not available
Gambling
Not available
Nuclear
Not available
CDP Scores
Climate Score
Not disclosed
Forests Score
Not disclosed
Water Score
Not disclosed
A
A-
B
B-
C
C-
D
D-
SDG impact
Reveal data for 5 credits
Powered by illuminem and GIST Impact
SDG impact (historical)
Reveal data for 5 credits
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