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  5. American Financial
Company logo

American Financial | Sustainability Performance

https://www.afginc.com
Linkedin

American Financial Group Inc. is a provider of insurance and financial services. The company offers property and casualty insurance, as well as annuities and other financial products, focusing on delivering financial security to individuals and businesses.

1959

United States

5,001 - 10,000 employees

Insurance

$1B - 10B in revenue

$1B - 10B in profitability

Submit or report inaccurate dataDownload Company Insights

Sustainability Ranking & Industry Benchmark

#8412
Overall
#1837
in United States
#144
in Insurance

Sustainability Maturity

​​0123456789​​%

Sustainability Intent

Available in
Scale package

Access
​​0123456789​​%

Industry Rank

144 out of 233

Overview
Environmental
Nature and biodiversityNature riskClimate risk
Social
Diversity and inclusionPay gapsExternalities
Governance
TargetsSDG ImpactESG scores and exclusionsB-corp & CDP
Financial Data
Business performanceCapital & innovationAnalyst projections

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Crawford & Company

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Female engagement

48% 2024
Laggard

Externalities

597.0K $, 2024
Critical

Market cap

11.8B $, 2026▲1.5% YoY

Revenue

8.1B $, 2025▼2% YoY

Female engagement

Reveal data for 1 credit

Share of female employees (%)

Share of female board members

25
50
75
100
Company
Benchmark
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Controversy level


Very Low
Low
Noticeable
High
Severe
Download Controversy Analysis
  • American Financial Group Inc, US major specialty P&C insurance (Great American Insurance Group, Lindner family controlled), has faced multiple US class actions over alleged inadequate disclosure of US specialty P&C customer compliance practices following the contested 2021 USD 3.5 billion American Financial Life divestiture to Massachusetts Mutual creating focused specialty P&C operations affecting US institutional shareholders.
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Climate risk

OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic
314 assets assessed
ScenarioComing soon
44Moderate
$2.1Mestimated revenue at risk
Thematic risk scoresESRS aligned scoresComing soon
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Nature risk

Reveal data for 10 credits

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Production loss

Reveal data for 5 credits

Share of company output at risk (%)

Direct operations
Upstream supply chain
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Revenue at risk

Reveal data for 5 credits

Production-loss NVaR expressed in monetary terms ($)

Direct revenue at risk
Upstream revenue at risk
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Assets exposed to sensitive locations

Reveal data for 5 credits

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Biodiversity loss in km²

Reveal data for 2 credits

Biodiversity loss in terms of the equivalent land affected (km²e)

Total biodiversity loss (km²e)
Industry benchmark
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Biodiversity loss in CO2e

Reveal data for 2 credits

Total biodiversity loss as CO2e tonnes

Total biodiversity loss (CO2e tonnes)
Industry benchmark

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Potential species loss

Reveal data for 2 credits

Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)

One row per year, with the latest at the top. Each driver uses its own scale.

Low ImpactHigh Impact
Industry benchmark
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Biodiversity impact

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities

Waste management

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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Land use

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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Diversity & inclusion

Reveal data for 3 credits

KPIMetricYear
20202021202220232024Benchmark
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Pay gap breakdown

Reveal data for 1 credit

KPIMetricYear
20202021202220232024Benchmark
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Externalities

Reveal data for 1 credit

KPIMetricYear
20202021202220232024Benchmark
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Market cap

11.8B $, 2026▲1.5% YoY

Revenue

8.1B $, FY2025▼2% YoY

EBITDA

1.2B $, FY2025▼9.1% YoY

Operating margin

15% Industry: 18▲2.2% YoY

Revenue & EBITDA

$8.1BFY2025 revenue

Total Annual
Revenue & EBITDA
($ B)

Annual revenue
EBITDA
3 year change
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Margin trends


Margin as % of revenue

Gross margin
Operating margin
Net margin

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Free cashflow

1.0B 2024▼86.3% YoY

Capex

133.0M 2024▲45.9% YoY

Debt/equity ratio

0.4 Industry: 1▼NaN% YoY

Return on invested capital

13.0%FY2026

Return on invested capital (ROIC)
Industry benchmark

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Analyst revenue estimates & actuals


Analyst consensus vs actuals
($ B)

Actual revenue
Consensus estimates
Estimate only

7.7

▲ 19.7%

2023

8.3

▲ 18.6%

2024

8.1

▲ 11.8%

2025

8.5

2028

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Environmental policy coverage

Carbon reduction policy

Not available

Human rights policy

Available

Recycling policy

Not available

Workplace health & safety policy

Available

44%
Independent Directors

7 out of 16 incl. management

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Overall score

36

Environment

14

Social

62

Governance

32

Exclusion screening

Adult content

Not available

Alcoholic

Not available

Animal testing

Not available

Firearms

Not available

Tobacco

Not available

Gambling

Not available

Nuclear

Not available

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CDP Scores


Climate Score

Not disclosed

A

A-

B

B-

C

C-

D

D-

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SDG impact

Reveal data for 5 credits
2024

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SDG impact (historical)

Reveal data for 5 credits

KPIMetricYear
20192020202120222023Benchmark
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Reporting

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Sustainability Report

Available

Sustainability employees



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