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  7. Fineco
Company logo

Fineco | Sustainability Performance

https://finecobank.com
Linkedin

Italian online and multichannel bank combining banking, brokerage and investment services.

1999

Italy

1,001 - 5,000 employees

Banking

$1B - 10B in revenue

$500M - 1B in profitability

Submit or report inaccurate dataDownload Company Insights

Sustainability Ranking & Industry Benchmark

#1838
Overall
#55
in Italy
#84
in Banking

Sustainability Maturity

​​0123456789​​%

Sustainability Intent

Available in
Scale package

Access
​​0123456789​​%

Industry Rank

154 out of 498

Overview
Environmental
Carbon emissionsEnergy consumptionWaste ManagementWater ManagementNature and biodiversityClimate risk
Social
Diversity and InclusionPay GapsHealth and SafetyExternalities
Governance
TargetsSDG ImpactESG scores and Exclusions
Financial Data
Business performanceCapital & innovationAnalyst projections

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Civibank

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CO2 scope 1 + 2

1.2K CO2e tonnes, 2025
Leading

Renewable energy

32% 2025
Laggard

Waste generated

10.0 tonnes, 2024
Leading

Female employees

42% 2025
Critical

Externalities

109.5K $, 2024
Laggard

Market cap

12.9B $, 2026▲19.6% YoY

Revenue

1.5B $, 2025▼38.4% YoY

Carbon emissions

Reveal data for 1 credit

Industry rank: 17 out of 498


Total CO2 emissions
(CO2e tonnes)

Industry rank: 17 out of 498

Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
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Renewable energy

Reveal data for 1 credit
32%2025

Industry rank: 75 out of 498


Total energy consumption
and % renewables
(MWh, % of consumption)

Industry rank: 75 out of 498

Total energy

Share of renewable energy

Industry benchmark

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Renewable electricity

Reveal data for 1 credit
%2025

Industry rank: Beyond Top 100


Total electricity consumption
and % renewables
(MWh, % of consumption)

Industry rank: Beyond Top 100

Total electricity

Share of renewable electricity

Industry benchmark

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Intensity


Energy consumption (direct) intensity (MWh /$M)
Water consumption intensity (m³ /$M)
Industry Benchmark

8.1

B/M 10.2

33.6

B/M 31.0


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Female employees

Reveal data for 1 credit

Share of female employees (%)

Share of female board members

25
50
75
100
Company
Benchmark
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Waste

Reveal data for 1 credit
10.02024

Total waste generated (tonnes)

Total waste
Recovered & recycled
Not-recovered & not-recycled
Industry Benchmark

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Controversy level


Very Low
Low
Noticeable
High
Severe
Download Controversy Analysis
  • FinecoBank Banca FinecoBank SpA (UniCredit divestiture 2019 IPO), Italian major online bank/brokerage, has faced sustained Italian Consob regulatory enforcement scrutiny over the contested 2024 sustained share price volatility amid Italian discretionary online brokerage customer demand normalization, plus periodic class actions over alleged inadequate disclosure of Italian postUniCredit divestiture customer compliance practices affecting Italian institutional shareholders amid Italian online brokerage sector regulatory pressure.
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Carbon emissions breakdown

Reveal data for 2 credits

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20212022202320242025Benchmark
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Energy consumption breakdown

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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Climate risk

OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic
10 assets assessed
ScenarioComing soon
53Moderate
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impact

Biodiversity loss in km²

Reveal data for 2 credits

Biodiversity loss in terms of the equivalent land affected (km²e)

Total biodiversity loss (km²e)
Industry benchmark
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Biodiversity loss in CO2e

Reveal data for 2 credits

Total biodiversity loss as CO2e tonnes

Total biodiversity loss (CO2e tonnes)
Industry benchmark

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Potential species loss

Reveal data for 2 credits

Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)

One row per year, with the latest at the top. Each driver uses its own scale.

Low ImpactHigh Impact
Industry benchmark
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Biodiversity impact

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities

Waste management

Reveal data for 2 credits

KPIMetricYear
20192020202120222023Benchmark
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Water management

Reveal data for 2 credits

KPIMetricYear
20192020202120222023Benchmark
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Land use

Reveal data for 2 credits

KPIMetricYear
InfinityInfinityInfinityInfinityInfinityBenchmark
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Diversity & inclusion

Reveal data for 3 credits

KPIMetricYear
20202021202220232024Benchmark
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Pay gap breakdown

Reveal data for 1 credit

KPIMetricYear
20202021202220232024Benchmark
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Health & safety

Reveal data for 2 credits

KPIMetricYear
20152016201720182019Benchmark
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Externalities

Reveal data for 1 credit

KPIMetricYear
20202021202220232024Benchmark
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Market cap

12.9B $, 2026▲19.6% YoY

Revenue

1.5B $, FY2025▼38.4% YoY

EBITDA

0.0 $, FY2025▼9.1% YoY

Operating margin

NaN% Industry: 25▼NaN% YoY

Revenue & EBITDA

$1.5BFY2025 revenue

Total Annual
Revenue & EBITDA
($ B)

Annual revenue
EBITDA
3 year change
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Margin trends


Margin as % of revenue

Gross margin
Operating margin
Net margin

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Free cashflow

153.8M 2024▼723.3% YoY

Capex

20.3M 2024▲16.7% YoY

Debt/equity ratio

0.3 Industry: 2▼NaN% YoY

Return on invested capital

19.0%FY2026

Return on invested capital (ROIC)
Industry benchmark

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Analyst revenue estimates & actuals


Analyst consensus vs actuals
($ B)

Actual revenue
Consensus estimates
Estimate only

1.9

▲ 36.2%

2023

2.1

▲ 37.8%

2024

1.5

▲ 0.4%

2025

1.9

2029

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Sustainability targets and commitments

TargetYearValueScopeBaseline

Progress against targets

Environmental policy coverage

Carbon reduction policy

Available

Human rights policy

Available

Recycling policy

Not available

Workplace health & safety policy

Available

53%
Independent Directors

10 out of 19 incl. management

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Overall score

96

Environment

99

Social

97

Governance

91

Exclusion screening

Adult content

Not available

Alcoholic

Not available

Animal testing

Not available

Firearms

Not available

Tobacco

Not available

Gambling

Not available

Nuclear

Not available

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SDG impact

Reveal data for 5 credits
2024

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SDG impact (historical)

Reveal data for 5 credits

KPIMetricYear
20192020202120222023Benchmark
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Reporting

sustainability report symbol

Sustainability Report

Available

image report
Available

Sustainability employees


Total sustainability employees

7-10



    Available in
    Scale package

    Access
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